What You Should Consider in Choosing a New Health Insurance Plan

by | Jul 27, 2021 | Insurance

There are many options for health insurance, and there’s a plan to fit every budget. In searching the plans for which you’re eligible, fitting your budget is just one concern. There are more practical concerns relating to your personal situation that you’ll also have to address. Here are a few factors to consider as you compare health insurance in Georgia.

Can You Keep Your Current Doctor?

This question involves more than just your primary care physician. In evaluating any health insurance plan, you should check to make sure your doctor, local clinics, and hospitals will stay in your network. Going to an out-of-network healthcare facility can end up increasing your out-of-pocket expenses.

Does the Plan Offer a Health Savings Account?

A health savings account is an option that allows you to save your own money that can be used for your future healthcare needs. Since this money is deposited before taxes, it will help you save on what you have to pay each year. Many insurance plans do participate in this type of program. As you search for health insurance in Georgia, the way in which each insurer covers prescription medication becomes an especially important point to consider.

How Does the Plan Handle Prescriptions?

Some plans require a co-pay on all prescriptions, while other plans will compel you to pay a deductible before coverage begins. It will be up to you to determine which type of plan is more beneficial in your situation.

Visit Georgia Health Insurance Marketplace to explore your options for health insurance coverage.

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